Your homeowner or other insurance policies may offer liability protection, but it only goes so far. You can extend that liability coverage, often up to a million dollars or more, with a personal umbrella insurance policy.

An umbrella policy is designed to protect you from unexpected incidents where legal liability and the resulting damages would otherwise bankrupt you. This kind of financial devastation happens every day in the United States.

For example, if someone won a judgment against you after a slip and fall injury in your home or after your dog bit them, how would you pay for the damages? Rather than losing all your assets, your umbrella insurance would cover the cost.

At The Insurance Place, our independent agents have an array of insurance products available to clients in the San Diego area. We design policies for homeowners, condo owners, and renters. You can also augment your auto, business, RV, or motorcycle policy with umbrella insurance.

The great thing about umbrella insurance is it’s not limited to covering you only at home. Your policy covers you and your family members everywhere, even across the globe. An umbrella policy also includes coverage for legal defense fees.

You don’t want to wait until a disaster changes your life and puts everything you’ve worked so hard for at risk. Give us a call at 760-643-2100 or reach out online for an umbrella insurance quote today. You’ll enjoy the peace of mind that having extra liability coverage gives you.

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