If you own a business, you want to protect it. So, most business owners have commercial property, auto, and liability insurance policies. But it’s just as important to protect the backbone of your enterprise: your workers. Workers compensation insurance (aka workers comp) was designed to take care of workers who are injured on the job and can’t work, either temporarily or for the remainder of their careers.

This type of insurance covers lost wages when an injury prevents an employee from working after a workplace injury. It also covers many more elements, including:

• Medical disability case management
• Long-term disability nursing and life care planning
• Vocational rehabilitation
• Consultations with doctors and other medical professionals
• Prescription drug expenses
• Legal professionals

Workers compensation insurance also protects your business because it removes the likelihood that a worker or their family can sue for the items listed above since they’re already covered by your insurance policy. Without workers compensation, you are not only putting your workers at risk, but you are also exposing your business to greater financial loss from liability.

Having a workers compensation plan in place also tells job candidates and clients that you take your business seriously and operate professionally. It can make your business more competitive when it comes to recruiting both employees and new customers.

Contact us today at 760-643-2100 or reach out online for a quote. At The Insurance Place, we have independent insurance agents ready to help your San Diego business set up the ideal workers compensation policy. If the worst happens, you know both your business and your employees are protected.

Get a Free Workers Comp Insurance Quote